We can offer SME's an 'All Risks' Small business insurance policy that covers the majority of standard risks in one convenient package. This doesn't have to be cover just for commercial property owners but also full premises cover for leased property.

From single residential rental properties to large industrial units, we have access to a range of policies suitable for the owners of almost any commercial property with a sum insured of up to a maximum of £5,000,000.

"Professional, courteous and a really really helpful serivce."

R Jackson, UK MD, Elisa Interactive Group

Competitive rates and some of the widest cover with Key benefits including:

'All Risks' cover for the Property Insured
Property Owners' Liability - to protect your client's potential legal liabilities as the property owner
Legal Expenses cover tailored to the property owner market, including cover for property disputes and access to a 24 hour helpline
Loss of Rent Cover (optional) - to protect your client's rental income in the event of an Insured Peril
Employers' liability cover (optional) - to provide cover for damages, legal costs and expenses in relation to the client's liability for any bodily Injury or disease to Employees

Cover is also available for numerous types of property from Residential Properties (Including DSS & Asylum Seekers) to Blocks of Flats. We can alos look at various types of Commercial Premises; Leisure, Manufacturing, Industrial, Offices, Retail Shops and Mixed use properties.

Cover Details:

Automatic cover up to £1,000,000 for newly acquired or erected property, with up to£250,000 for alterations and improvements
Loss of metered water, gas or electricity up to £10,000
Damage to landscaped gardens and grounds up to £25,000
Up to £2,500 for replacement locks if keys are lost due to theft or attempted theft
Cover for buildings in the period between exchange of contract and completion
Removal of debris following a loss
Reasonable costs and expenses incurred to refill, recharge, replace or reset risk protection equipment
Costs and expenses incurred in locating and repairing the actual source of damage caused by escape of water or oil from any tank, apparatus or pipe up to £25,000

If you have any further queries or would like a tailored illustration, please Contact Us.